Comptche, CA
Comptche wildfire risk explained
Comptche sits at the 65th percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 145 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Comptche at the 67th percentile, close to its 65th-percentile risk score.
What "at risk" means for the buildings here
100% of Comptche's 145 buildings sit in USFS's Direct exposure zone, roughly 145 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Comptche against the rest of the country
Comptche's 65th national percentile looks worse in isolation than its 23rd ranking inside California does — this place is on the milder end for its own state, by 42 points. Among the 31,521 US communities USFS scores, Comptche ranks 11,083 for wildfire risk (1 is highest) and 27,064 by building count (1 is largest). Within California alone, it ranks 1,211 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Comptche
Because Comptche is in California, a wildfire-hazard disclosure is legally required before a sale closes here — unusual nationally, since only these two states mandate it. The state's FAIR Plan alone carried 668,609 policies by the end of 2025. Full detail in the disclosure-law guide.
Lowering exposure, not just insuring around it
Comptche's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Comptche's figures come from
Comptche's 65th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Comptche's dominant direct exposure actually means, with real examples from across the dataset.