Como, NC
Como wildfire risk explained
Como sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 100 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Como's burn probability — fire likelihood with no building count factored in — sits at the 49th percentile nationally.
Where Como's buildings actually sit
100 buildings are counted in Como, and 63% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Como ranks
There's little gap between Como's 49th national percentile and its 35th percentile inside North Carolina, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Como ranks 16,079 for wildfire risk (1 is highest) and 29,044 by building count (1 is largest). Within North Carolina alone, it ranks 501 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Como
Como's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Como's 63% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Como's figures come from
The methodology guide shows exactly how USFS turned 100 counted buildings into the percentiles shown above for Como. The exposure-zones guide covers what Como's dominant direct exposure actually means, with real examples from across the dataset.