Commiskey, IN
Commiskey wildfire risk explained
USFS's Wildfire Risk to Communities model puts Commiskey at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 138 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Commiskey's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
What "at risk" means for the buildings here
94.9% of Commiskey's 138 buildings sit in USFS's Direct exposure zone, roughly 131 structures close enough to burnable vegetation for flame contact, not just embers — 5.1% fall in the Indirect, ember-only zone and 0% are Minimal.
Commiskey against the rest of the country
Within Indiana, Commiskey ranks higher (85th percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Commiskey ranks 24,671 for wildfire risk (1 is highest) and 27,361 by building count (1 is largest). Within Indiana alone, it ranks 145 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Commiskey and the insurance market
At the 22nd national percentile, Commiskey rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Commiskey
Because Direct exposure dominates in Commiskey (94.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Commiskey's figures come from
The methodology guide shows exactly how USFS turned 138 counted buildings into the percentiles shown above for Commiskey. The exposure-zones guide covers what Commiskey's dominant direct exposure actually means, with real examples from across the dataset.