Commerce City, CO
How exposed is Commerce City to wildfire?
Commerce City's 21,625 buildings earn a 69th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Commerce City at the 69th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Commerce City's building exposure, zone by zone
94.2% of Commerce City's 21,625 buildings sit in USFS's Minimal exposure zone, with only 5.7% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself. At 21,625 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Commerce City against the rest of the country
Commerce City ranks lower within Colorado (35th percentile statewide) than its 69th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Commerce City ranks 9,856 for wildfire risk (1 is highest) and 637 by building count (1 is largest). Within Colorado alone, it ranks 306 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Commerce City and the insurance market
Commerce City's high rating (69th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 94.2% of buildings rated Minimal exposure, Commerce City gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Commerce City's figures come from
The methodology guide shows exactly how USFS turned 21,625 counted buildings into the percentiles shown above for Commerce City. The exposure-zones guide covers what Commerce City's dominant minimal exposure actually means, with real examples from across the dataset.