Combs, KY
How exposed is Combs to wildfire?
Out of every US place USFS scores, Combs lands at the 89th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 213 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Combs at the 91st percentile, close to its 89th-percentile risk score.
Combs's building exposure, zone by zone
USFS puts 92.5% of Combs's 213 buildings in the Indirect exposure zone, versus 7.5% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Where Combs ranks
There's little gap between Combs's 89th national percentile and its 88th percentile inside Kentucky, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Combs ranks 3,588 for wildfire risk (1 is highest) and 24,363 by building count (1 is largest). Within Kentucky alone, it ranks 65 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Shopping for coverage in Combs
At the 89th percentile nationally, Combs carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Combs
Combs's 92.5% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 213 counted buildings into the percentiles shown above for Combs. For more on what indirect exposure implies beyond Combs, see the exposure-zones guide.