Comanche, TX
Comanche wildfire risk explained
Out of every US place USFS scores, Comanche lands at the 88th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 2,868 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Comanche at the 88th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Comanche's buildings actually sit
Most of Comanche's buildings (57.1%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Comanche ranks
There's little gap between Comanche's 88th national percentile and its 81st percentile inside Texas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Comanche ranks 3,665 for wildfire risk (1 is highest) and 5,632 by building count (1 is largest). Within Texas alone, it ranks 340 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 88th percentile nationally, Comanche carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Comanche's 57.1% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Comanche's figures come from
Every one of the two percentiles behind Comanche's 3,665-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Comanche's dominant indirect exposure actually means, with real examples from across the dataset.