Comanche Creek, CO
How exposed is Comanche Creek to wildfire?
USFS scores Comanche Creek at the 83rd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 419 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Comanche Creek's burn probability — fire likelihood with no building count factored in — sits at the 83rd percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Comanche Creek: 95.2% of its 419 buildings, versus 4.8% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Comanche Creek against the rest of the country
Comanche Creek ranks lower within Colorado (63rd percentile statewide) than its 83rd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Comanche Creek ranks 5,224 for wildfire risk (1 is highest) and 18,832 by building count (1 is largest). Within Colorado alone, it ranks 176 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
At the 83rd percentile nationally, Comanche Creek carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Comanche Creek
Comanche Creek's 95.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 419 counted buildings into the percentiles shown above for Comanche Creek. For more on what direct exposure implies beyond Comanche Creek, see the exposure-zones guide.