Columbus Grove, OH
Columbus Grove, OH's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Columbus Grove lands at the 0th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 1,320 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Columbus Grove at the 0th percentile, close to its 0th-percentile risk score.
Columbus Grove's building exposure, zone by zone
Most of Columbus Grove's buildings (93.6% of 1,320) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Columbus Grove compares
There's little gap between Columbus Grove's 0th national percentile and its 2nd percentile inside Ohio, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Columbus Grove ranks 31,437 for wildfire risk (1 is highest) and 9,973 by building count (1 is largest). Within Ohio alone, it ranks 1,241 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Columbus Grove's low wildfire rating (0th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 93.6% of Columbus Grove outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 1,320 counted buildings into the percentiles shown above for Columbus Grove. For more on what minimal exposure implies beyond Columbus Grove, see the exposure-zones guide.