Columbiaville, MI
Columbiaville wildfire risk explained
USFS scores Columbiaville at the 13th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 394 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Columbiaville at the 14th percentile, close to its 13th-percentile risk score.
Columbiaville's building exposure, zone by zone
Most of Columbiaville's buildings (63.5% of 394) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Columbiaville ranks
Columbiaville's 45th-percentile standing inside Michigan outpaces its 13th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Columbiaville ranks 27,384 for wildfire risk (1 is highest) and 19,331 by building count (1 is largest). Within Michigan alone, it ranks 405 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Columbiaville
Columbiaville's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Columbiaville's 63.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 394 counted buildings into the percentiles shown above for Columbiaville. For more on what minimal exposure implies beyond Columbiaville, see the exposure-zones guide.