Columbiana, AL
Columbiana, AL's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Columbiana lands at the 82nd percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,721 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Columbiana at the 85th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Columbiana's building exposure, zone by zone
USFS classifies 74.8% of Columbiana's buildings as Direct exposure, higher than its 25.2% Indirect share and far above its 0% Minimal share — a profile where 1,288 structures sit close enough to vegetation that lot clearing matters most.
Columbiana against the rest of the country
Columbiana's risk sits at a similar level relative to Alabama (82nd percentile statewide) as it does nationally (82nd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Columbiana ranks 5,691 for wildfire risk (1 is highest) and 8,334 by building count (1 is largest). Within Alabama alone, it ranks 109 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Columbiana and the insurance market
Columbiana's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 74.8% of Columbiana in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Columbiana's figures come from
Every one of the two percentiles behind Columbiana's 5,691-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Columbiana's dominant direct exposure actually means, with real examples from across the dataset.