Colt, AR
Colt, AR's wildfire risk, in USFS's own numbers
Colt sits at the 45th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 269 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Colt at the 47th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
58% of Colt's 269 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 42% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Colt against the rest of the country
Inside Arkansas, Colt sits at just the 21st percentile even though it scores 45th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Colt ranks 17,260 for wildfire risk (1 is highest) and 22,524 by building count (1 is largest). Within Arkansas alone, it ranks 483 of 614 places by risk. See the full county-by-county picture for Arkansas on its state page.
What this risk score means for insurance
Colt's elevated wildfire rating (45th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Colt's 58% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Colt's 45th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Colt, see the exposure-zones guide.