Colp, IL
How exposed is Colp to wildfire?
Out of every US place USFS scores, Colp lands at the 33rd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 153 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Colp at the 34th percentile, close to its 33rd-percentile risk score.
Colp's building exposure, zone by zone
80.4% of Colp's 153 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 19.6% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Colp against the rest of the country
Colp's 83rd-percentile standing inside Illinois outpaces its 33rd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Colp ranks 21,233 for wildfire risk (1 is highest) and 26,739 by building count (1 is largest). Within Illinois alone, it ranks 240 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
Colp's moderate rating (33rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Colp (80.4% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Colp's figures come from
Colp's 33rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Colp's dominant indirect exposure actually means, with real examples from across the dataset.