Colorado City, TX
Colorado City, TX's wildfire risk, in USFS's own numbers
USFS scores Colorado City at the 86th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 3,131 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Colorado City at the 85th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
78.7% of Colorado City's 3,131 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 20.6% Direct and 0.7% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Colorado City compares
Colorado City's risk sits at a similar level relative to Texas (76th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Colorado City ranks 4,393 for wildfire risk (1 is highest) and 5,251 by building count (1 is largest). Within Texas alone, it ranks 435 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Colorado City's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Colorado City's 78.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Colorado City's 4,393-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Colorado City, see the exposure-zones guide.