Colorado Acres, TX
How exposed is Colorado Acres to wildfire?
Colorado Acres sits at the 72nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 317 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Colorado Acres's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
What "at risk" means for the buildings here
Direct exposure dominates in Colorado Acres: 100% of its 317 buildings, versus 0% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where Colorado Acres ranks
Colorado Acres ranks lower within Texas (36th percentile statewide) than its 72nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Colorado Acres ranks 8,960 for wildfire risk (1 is highest) and 21,192 by building count (1 is largest). Within Texas alone, it ranks 1,158 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 72nd percentile nationally, Colorado Acres carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Because Direct exposure dominates in Colorado Acres (100%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Colorado Acres's figures come from
Colorado Acres's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Colorado Acres's dominant direct exposure actually means, with real examples from across the dataset.