Colona, CO
Colona wildfire risk explained
Colona's 32 buildings earn a 82nd-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Colona at the 76th percentile, close to its 82nd-percentile risk score.
What "at risk" means for the buildings here
71.9% of Colona's 32 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 28.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Colona ranks
Colona's 82nd national percentile looks worse in isolation than its 59th ranking inside Colorado does — this place is on the milder end for its own state, by 23 points. Among the 31,521 US communities USFS scores, Colona ranks 5,636 for wildfire risk (1 is highest) and 31,325 by building count (1 is largest). Within Colorado alone, it ranks 196 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
What this risk score means for insurance
Colona's very high rating (82nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Colona (71.9% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Colona's figures come from
Every one of the two percentiles behind Colona's 5,636-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Colona's dominant indirect exposure actually means, with real examples from across the dataset.