Colon, MI
Colon, MI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Colon at the 5th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 855 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Colon's burn probability — fire likelihood with no building count factored in — sits at the 5th percentile nationally.
Where Colon's buildings actually sit
USFS classifies 82.2% of Colon's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 17.8% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How Colon compares
Colon scores 5th nationally and 11th within Michigan — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Colon ranks 30,010 for wildfire risk (1 is highest) and 13,126 by building count (1 is largest). Within Michigan alone, it ranks 664 of 745 places by risk. See the full county-by-county picture for Michigan on its state page.
Shopping for coverage in Colon
Colon's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 82.2% of Colon outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Colon's figures come from
The methodology guide shows exactly how USFS turned 855 counted buildings into the percentiles shown above for Colon. The exposure-zones guide covers what Colon's dominant minimal exposure actually means, with real examples from across the dataset.