Coloma, WI
Coloma, WI's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Coloma at the 47th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 376 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Coloma's burn probability — fire likelihood with no building count factored in — sits at the 46th percentile nationally.
What "at risk" means for the buildings here
376 buildings are counted in Coloma, and 59% of them are Indirect exposure — ember-driven risk rather than the 41% in Direct exposure or the 0% rated Minimal.
Coloma against the rest of the country
Compare Coloma's two percentiles: 97th within Wisconsin, only 47th nationally — a gap of 50 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Coloma ranks 16,751 for wildfire risk (1 is highest) and 19,755 by building count (1 is largest). Within Wisconsin alone, it ranks 24 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Coloma
Coloma's elevated rating (47th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With ember exposure the dominant pattern in Coloma (59% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
The methodology guide shows exactly how USFS turned 376 counted buildings into the percentiles shown above for Coloma. For more on what indirect exposure implies beyond Coloma, see the exposure-zones guide.