Colo, IA
Colo, IA's wildfire risk, in USFS's own numbers
Colo's 514 buildings earn a 13th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Colo at the 12th percentile, close to its 13th-percentile risk score.
Where Colo's buildings actually sit
78.4% of Colo's 514 buildings sit in USFS's Minimal exposure zone, with only 21.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Colo against the rest of the country
There's little gap between Colo's 13th national percentile and its 23rd percentile inside Iowa, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Colo ranks 27,418 for wildfire risk (1 is highest) and 17,117 by building count (1 is largest). Within Iowa alone, it ranks 784 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Colo's low rating (13th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Colo
With 78.4% of buildings rated Minimal exposure, Colo gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Colo's 13th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Colo, see the exposure-zones guide.