Collinsville, VA
Collinsville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Collinsville at the 28th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 3,593 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Collinsville's burn probability — fire likelihood with no building count factored in — sits at the 30th percentile nationally.
Collinsville's building exposure, zone by zone
55.1% of Collinsville's 3,593 buildings sit in USFS's Direct exposure zone, roughly 1,978 structures close enough to burnable vegetation for flame contact, not just embers — 45% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Collinsville ranks
Collinsville's risk sits at a similar level relative to Virginia (18th percentile statewide) as it does nationally (28th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Collinsville ranks 22,580 for wildfire risk (1 is highest) and 4,659 by building count (1 is largest). Within Virginia alone, it ranks 557 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Collinsville's moderate wildfire rating (28th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Collinsville's 55.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Collinsville's figures come from
The methodology guide shows exactly how USFS turned 3,593 counted buildings into the percentiles shown above for Collinsville. The exposure-zones guide covers what Collinsville's dominant direct exposure actually means, with real examples from across the dataset.