Collins, MO
Collins, MO's wildfire risk, in USFS's own numbers
Collins sits at the 80th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 150 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Collins at the 83rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
88.7% of Collins's 150 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 11.3% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Collins against the rest of the country
Within Missouri, Collins ranks higher (98th percentile) than it does nationally (80th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Collins ranks 6,210 for wildfire risk (1 is highest) and 26,883 by building count (1 is largest). Within Missouri alone, it ranks 26 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Collins and the insurance market
Collins's very high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Collins's 88.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Collins's 6,210-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Collins, see the exposure-zones guide.