Collingswood, NJ
Collingswood wildfire risk explained
Out of every US place USFS scores, Collingswood lands at the 39th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 3,796 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Collingswood at the 43rd percentile, close to its 39th-percentile risk score.
Where Collingswood's buildings actually sit
95.2% of Collingswood's 3,796 buildings sit in USFS's Minimal exposure zone, with only 4.8% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Collingswood ranks
Collingswood's risk sits at a similar level relative to New Jersey (41st percentile statewide) as it does nationally (39th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Collingswood ranks 19,286 for wildfire risk (1 is highest) and 4,428 by building count (1 is largest). Within New Jersey alone, it ranks 411 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
Collingswood's moderate wildfire rating (39th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Collingswood
Collingswood's 95.2% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Collingswood's 19,286-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Collingswood, see the exposure-zones guide.