WildfireRiskFinder

College Park, MD

College Park, MD's wildfire risk, in USFS's own numbers

Moderate
25thpercentile nationally

College Park's 5,676 buildings earn a 25th-percentile wildfire-risk score nationally under USFS's model — close to the middle of USFS's national wildfire-risk range. (Source: USFS's Wildfire Risk to Communities methodology.)

USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts College Park at the 26th percentile, close to its 25th-percentile risk score.

Where College Park's buildings actually sit

5,676Total buildings
14.2%Direct exposure
0%Indirect exposure
85.8%Minimal exposure

USFS classifies 85.8% of College Park's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 14.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one. At 5,676 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.

Where College Park ranks

There's little gap between College Park's 25th national percentile and its 36th percentile inside Maryland, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, College Park ranks 23,571 for wildfire risk (1 is highest) and 3,046 by building count (1 is largest). Within Maryland alone, it ranks 340 of 527 places by risk. See the full county-by-county picture for Maryland on its state page.

What this risk score means for insurance

College Park's moderate wildfire rating (25th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.

Lowering exposure, not just insuring around it

Even with 85.8% of College Park outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.

Where College Park's figures come from

Every one of the two percentiles behind College Park's 23,571-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what College Park's dominant minimal exposure actually means, with real examples from across the dataset.