College City, CA
College City, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts College City at the 78th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 229 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks College City at the 76th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
College City's building exposure, zone by zone
66.8% of College City's 229 buildings sit in USFS's Direct exposure zone, roughly 153 structures close enough to burnable vegetation for flame contact, not just embers — 8.3% fall in the Indirect, ember-only zone and 24.9% are Minimal.
How College City compares
College City ranks lower within California (38th percentile statewide) than its 78th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, College City ranks 6,834 for wildfire risk (1 is highest) and 23,813 by building count (1 is largest). Within California alone, it ranks 976 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in College City
College City's 78th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Lowering exposure, not just insuring around it
College City's 66.8% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where College City's figures come from
The methodology guide shows exactly how USFS turned 229 counted buildings into the percentiles shown above for College City. The exposure-zones guide covers what College City's dominant direct exposure actually means, with real examples from across the dataset.