Collbran, CO
Collbran wildfire risk explained
USFS scores Collbran at the 76th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 312 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Collbran at the 70th national percentile — 6 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Collbran's buildings actually sit
Indirect exposure is dominant in Collbran (63.5% of 312 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 36.5% sit in the Direct zone.
How Collbran compares
Collbran ranks lower within Colorado (45th percentile statewide) than its 76th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Collbran ranks 7,682 for wildfire risk (1 is highest) and 21,311 by building count (1 is largest). Within Colorado alone, it ranks 259 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Shopping for coverage in Collbran
Collbran's high rating (76th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Collbran (63.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Collbran's figures come from
Collbran's 76th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Collbran's dominant indirect exposure actually means, with real examples from across the dataset.