Coleman, GA
Coleman, GA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Coleman at the 71st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 124 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coleman at the 70th percentile, close to its 71st-percentile risk score.
Coleman's building exposure, zone by zone
124 buildings are counted in Coleman, and 87.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
Where Coleman ranks
There's little gap between Coleman's 71st national percentile and its 67th percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Coleman ranks 9,294 for wildfire risk (1 is highest) and 27,974 by building count (1 is largest). Within Georgia alone, it ranks 222 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Coleman and the insurance market
Coleman's high rating (71st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Coleman (87.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Coleman's figures come from
Coleman's 71st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Coleman's dominant direct exposure actually means, with real examples from across the dataset.