Cole Camp, MO
How exposed is Cole Camp to wildfire?
USFS scores Cole Camp at the 77th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 780 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cole Camp at the 79th percentile, close to its 77th-percentile risk score.
Cole Camp's building exposure, zone by zone
Cole Camp rates 46.8% Minimal exposure against just 34.4% Direct and 18.9% Indirect — of 780 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Cole Camp against the rest of the country
Cole Camp's 94th-percentile standing inside Missouri outpaces its 77th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cole Camp ranks 7,123 for wildfire risk (1 is highest) and 13,816 by building count (1 is largest). Within Missouri alone, it ranks 62 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Cole Camp and the insurance market
Cole Camp's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 46.8% of buildings rated Minimal exposure, Cole Camp gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Cole Camp's 7,123-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cole Camp, see the exposure-zones guide.