Cold Springs (Tuolumne), CA
Cold Springs (Tuolumne) wildfire risk explained
USFS scores Cold Springs (Tuolumne) at the 100th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 537 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cold Springs (Tuolumne) at the 100th percentile, close to its 100th-percentile risk score.
Cold Springs (Tuolumne)'s building exposure, zone by zone
Direct exposure dominates in Cold Springs (Tuolumne): 93.1% of its 537 buildings, versus 6.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Cold Springs (Tuolumne) against the rest of the country
Cold Springs (Tuolumne) scores 100th nationally and 97th within California — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cold Springs (Tuolumne) ranks 54 for wildfire risk (1 is highest) and 16,761 by building count (1 is largest). Within California alone, it ranks 31 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Cold Springs (Tuolumne) and the insurance market
Cold Springs (Tuolumne)'s 100th-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Cold Springs (Tuolumne)
With 93.1% of Cold Springs (Tuolumne) in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 537 counted buildings into the percentiles shown above for Cold Springs (Tuolumne). For more on what direct exposure implies beyond Cold Springs (Tuolumne), see the exposure-zones guide.