Cold Springs, NV
Cold Springs, NV's wildfire risk, in USFS's own numbers
Cold Springs sits at the 98th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 4,043 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cold Springs at the 98th percentile, close to its 98th-percentile risk score.
Cold Springs's building exposure, zone by zone
Most of Cold Springs's buildings (87.7%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Cold Springs ranks
Cold Springs scores 98th nationally and 85th within Nevada — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cold Springs ranks 511 for wildfire risk (1 is highest) and 4,194 by building count (1 is largest). Within Nevada alone, it ranks 19 of 123 places by risk. See the full county-by-county picture for Nevada on its state page.
What this risk score means for insurance
Cold Springs's 98th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Cold Springs
With ember exposure the dominant pattern in Cold Springs (87.7% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Cold Springs's figures come from
Every one of the two percentiles behind Cold Springs's 511-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Cold Springs's dominant indirect exposure actually means, with real examples from across the dataset.