Cold Springs (El Dorado), CA
Cold Springs (El Dorado), CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Cold Springs (El Dorado) at the 98th national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 338 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cold Springs (El Dorado)'s burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
What "at risk" means for the buildings here
Of Cold Springs (El Dorado)'s 338 counted buildings, 95.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Cold Springs (El Dorado) ranks
Cold Springs (El Dorado) ranks lower within California (82nd percentile statewide) than its 98th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Cold Springs (El Dorado) ranks 713 for wildfire risk (1 is highest) and 20,615 by building count (1 is largest). Within California alone, it ranks 283 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Cold Springs (El Dorado)
Cold Springs (El Dorado) sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 98th-percentile score like Cold Springs (El Dorado)'s can end up mattering for. More on the disclosure law.
What would actually reduce this score
Because Direct exposure dominates in Cold Springs (El Dorado) (95.9%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Cold Springs (El Dorado)'s 98th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Cold Springs (El Dorado), see the exposure-zones guide.