Colcord, WV
Colcord, WV's wildfire risk, in USFS's own numbers
USFS scores Colcord at the 91st national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 91 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Colcord at the 93rd national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Colcord's building exposure, zone by zone
100% of Colcord's 91 buildings sit in USFS's Direct exposure zone, roughly 91 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Colcord ranks
Colcord scores 91st nationally and 85th within West Virginia — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Colcord ranks 2,820 for wildfire risk (1 is highest) and 29,481 by building count (1 is largest). Within West Virginia alone, it ranks 67 of 429 places by risk. See the full county-by-county picture for West Virginia on its state page.
Colcord and the insurance market
Colcord's very high rating (91st percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Colcord
Colcord's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Colcord's 91st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Colcord, see the exposure-zones guide.