Colcord, OK
Colcord, OK's wildfire risk, in USFS's own numbers
Colcord sits at the 92nd percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 528 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Colcord's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
Where Colcord's buildings actually sit
Of Colcord's 528 counted buildings, 83.9% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Colcord ranks
Colcord ranks lower within Oklahoma (56th percentile statewide) than its 92nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Colcord ranks 2,589 for wildfire risk (1 is highest) and 16,898 by building count (1 is largest). Within Oklahoma alone, it ranks 364 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
What this risk score means for insurance
Colcord's very high rating (92nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
With 83.9% of Colcord in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Colcord's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Colcord, see the exposure-zones guide.