Colburn, IN
How exposed is Colburn to wildfire?
USFS scores Colburn at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 113 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Colburn at the 5th percentile, close to its 5th-percentile risk score.
Where Colburn's buildings actually sit
84.1% of Colburn's 113 buildings sit in USFS's Minimal exposure zone, with only 15.9% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Colburn ranks
Colburn's 34th-percentile standing inside Indiana outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Colburn ranks 30,038 for wildfire risk (1 is highest) and 28,496 by building count (1 is largest). Within Indiana alone, it ranks 636 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
Colburn's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Colburn
Colburn's 84.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 113 counted buildings into the percentiles shown above for Colburn. For more on what minimal exposure implies beyond Colburn, see the exposure-zones guide.