Colbert, OK
How exposed is Colbert to wildfire?
Colbert sits at the 73rd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 680 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Colbert at the 74th percentile, close to its 73rd-percentile risk score.
Colbert's building exposure, zone by zone
Most of Colbert's buildings (58.4%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Colbert against the rest of the country
Inside Oklahoma, Colbert sits at just the 12th percentile even though it scores 73rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Colbert ranks 8,482 for wildfire risk (1 is highest) and 14,863 by building count (1 is largest). Within Oklahoma alone, it ranks 732 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Colbert and the insurance market
Colbert's high rating (73rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Colbert
Colbert's 58.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Colbert's 8,482-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Colbert, see the exposure-zones guide.