Colbert, GA
Colbert, GA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Colbert at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 337 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Colbert's burn probability — fire likelihood with no building count factored in — sits at the 67th percentile nationally.
Where Colbert's buildings actually sit
USFS classifies 62.3% of Colbert's buildings as Direct exposure, higher than its 37.7% Indirect share and far above its 0% Minimal share — a profile where 210 structures sit close enough to vegetation that lot clearing matters most.
How Colbert compares
Inside Georgia, Colbert sits at just the 32nd percentile even though it scores 63rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Colbert ranks 11,656 for wildfire risk (1 is highest) and 20,653 by building count (1 is largest). Within Georgia alone, it ranks 457 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Colbert
At the 63rd percentile nationally, Colbert carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Colbert (62.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 337 counted buildings into the percentiles shown above for Colbert. For more on what direct exposure implies beyond Colbert, see the exposure-zones guide.