Cokeburg, PA
Cokeburg wildfire risk explained
USFS scores Cokeburg at the 36th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 327 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cokeburg at the 38th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Cokeburg's buildings actually sit
74% of Cokeburg's 327 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 26% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Cokeburg compares
Within Pennsylvania, Cokeburg ranks higher (52nd percentile) than it does nationally (36th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Cokeburg ranks 20,243 for wildfire risk (1 is highest) and 20,899 by building count (1 is largest). Within Pennsylvania alone, it ranks 955 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
What this risk score means for insurance
Cokeburg's moderate wildfire rating (36th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 74% of Cokeburg's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Cokeburg's 36th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Cokeburg, see the exposure-zones guide.