Coin, IA
How exposed is Coin to wildfire?
USFS scores Coin at the 41st national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 194 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Coin at the 40th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Coin's buildings actually sit
194 buildings are counted in Coin, and 53.1% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 46.9% rated Minimal.
Where Coin ranks
Compare Coin's two percentiles: 57th within Iowa, only 41st nationally — a gap of 15 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Coin ranks 18,522 for wildfire risk (1 is highest) and 25,069 by building count (1 is largest). Within Iowa alone, it ranks 441 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Shopping for coverage in Coin
Coin's elevated rating (41st percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Coin (53.1%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Coin's figures come from
The methodology guide shows exactly how USFS turned 194 counted buildings into the percentiles shown above for Coin. The exposure-zones guide covers what Coin's dominant direct exposure actually means, with real examples from across the dataset.