Cohoes, NY
Cohoes wildfire risk explained
Cohoes sits at the 13th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 5,134 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cohoes's burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
Where Cohoes's buildings actually sit
Cohoes rates 90.9% Minimal exposure against just 9.1% Direct and 0% Indirect — of 5,134 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 5,134 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Cohoes ranks
Compare Cohoes's two percentiles: 31st within New York, only 13th nationally — a gap of 18 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Cohoes ranks 27,548 for wildfire risk (1 is highest) and 3,361 by building count (1 is largest). Within New York alone, it ranks 892 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Shopping for coverage in Cohoes
Cohoes's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
With 90.9% of buildings rated Minimal exposure, Cohoes gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Cohoes's 27,548-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Cohoes, see the exposure-zones guide.