Coffee City, TX
How exposed is Coffee City to wildfire?
USFS scores Coffee City at the 72nd national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 252 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coffee City at the 73rd percentile, close to its 72nd-percentile risk score.
Where Coffee City's buildings actually sit
Of Coffee City's 252 counted buildings, 76.2% carry Direct exposure and only 13.1% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Coffee City compares
Inside Texas, Coffee City sits at just the 36th percentile even though it scores 72nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Coffee City ranks 8,897 for wildfire risk (1 is highest) and 23,085 by building count (1 is largest). Within Texas alone, it ranks 1,149 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Coffee City and the insurance market
Coffee City's high rating (72nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Coffee City's 76.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Coffee City's 72nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Coffee City, see the exposure-zones guide.