Coeburn, VA
Coeburn, VA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Coeburn lands at the 85th percentile for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — a figure built from its 1,191 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Coeburn at the 88th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Most of Coeburn's buildings (84.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Coeburn ranks
Coeburn's risk sits at a similar level relative to Virginia (95th percentile statewide) as it does nationally (85th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Coeburn ranks 4,805 for wildfire risk (1 is highest) and 10,704 by building count (1 is largest). Within Virginia alone, it ranks 38 of 681 places by risk. See the full county-by-county picture for Virginia on its state page.
What this risk score means for insurance
Coeburn's very high rating (85th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because 84.3% of Coeburn's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Coeburn's 4,805-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Coeburn, see the exposure-zones guide.