Cody, NE
Cody wildfire risk explained
Cody sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 179 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Cody at the 86th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Cody's buildings actually sit
Most of Cody's buildings (69.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
Where Cody ranks
Cody's risk sits at a similar level relative to Nebraska (94th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Cody ranks 4,416 for wildfire risk (1 is highest) and 25,681 by building count (1 is largest). Within Nebraska alone, it ranks 39 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
Cody and the insurance market
Cody's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Cody
With ember exposure the dominant pattern in Cody (69.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Cody's 4,416-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Cody, see the exposure-zones guide.