Coconut Creek, FL
Coconut Creek, FL's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Coconut Creek at the 68th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 11,248 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coconut Creek at the 71st percentile, close to its 68th-percentile risk score.
Where Coconut Creek's buildings actually sit
Only 5.2% of Coconut Creek's 11,248 buildings carry Direct exposure and 0% carry Indirect; the remaining 94.8% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure. At 11,248 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Where Coconut Creek ranks
Coconut Creek's 68th national percentile looks worse in isolation than its 24th ranking inside Florida does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Coconut Creek ranks 10,237 for wildfire risk (1 is highest) and 1,407 by building count (1 is largest). Within Florida alone, it ranks 731 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Coconut Creek and the insurance market
Coconut Creek's 68th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
Coconut Creek's 94.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Coconut Creek's figures come from
Every one of the two percentiles behind Coconut Creek's 10,237-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Coconut Creek's dominant minimal exposure actually means, with real examples from across the dataset.