Cocoa West, FL
How exposed is Cocoa West to wildfire?
Cocoa West's 2,819 buildings earn a 98th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Cocoa West at the 98th percentile, close to its 98th-percentile risk score.
Cocoa West's building exposure, zone by zone
USFS classifies 48.1% of Cocoa West's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 29.2% Direct and 22.7% Indirect — a landscape-level risk rather than a building-by-building one.
How Cocoa West compares
Cocoa West scores 98th nationally and 98th within Florida — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Cocoa West ranks 693 for wildfire risk (1 is highest) and 5,724 by building count (1 is largest). Within Florida alone, it ranks 19 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
At the 98th percentile nationally, Cocoa West carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in Cocoa West
With 48.1% of buildings rated Minimal exposure, Cocoa West gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,819 counted buildings into the percentiles shown above for Cocoa West. For more on what minimal exposure implies beyond Cocoa West, see the exposure-zones guide.