Cochrane, WI
Cochrane wildfire risk explained
Out of every US place USFS scores, Cochrane lands at the 24th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 321 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Cochrane's burn probability — fire likelihood with no building count factored in — sits at the 24th percentile nationally.
What "at risk" means for the buildings here
86.9% of Cochrane's 321 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 13.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How Cochrane compares
Cochrane's 46th-percentile standing inside Wisconsin outpaces its 24th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Cochrane ranks 23,937 for wildfire risk (1 is highest) and 21,079 by building count (1 is largest). Within Wisconsin alone, it ranks 437 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
Shopping for coverage in Cochrane
Cochrane's moderate rating (24th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Cochrane
Cochrane's 86.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Cochrane's 23,937-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Cochrane, see the exposure-zones guide.