Coburn, PA
How exposed is Coburn to wildfire?
Coburn's 175 buildings earn a 53rd-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Coburn at the 51st national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 56% of Coburn's 175 buildings in the Indirect exposure zone, versus 44% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
Coburn against the rest of the country
Within Pennsylvania, Coburn ranks higher (88th percentile) than it does nationally (53rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Coburn ranks 14,852 for wildfire risk (1 is highest) and 25,836 by building count (1 is largest). Within Pennsylvania alone, it ranks 248 of 1,991 places by risk. See the full county-by-county picture for Pennsylvania on its state page.
Shopping for coverage in Coburn
At the 53rd national percentile, Coburn rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Coburn's 56% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Coburn's 53rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Coburn, see the exposure-zones guide.