Coats, NC
Coats, NC's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Coats lands at the 58th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 1,141 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coats at the 58th percentile, close to its 58th-percentile risk score.
Where Coats's buildings actually sit
1,141 buildings are counted in Coats, and 55.7% of them are Indirect exposure — ember-driven risk rather than the 44.3% in Direct exposure or the 0% rated Minimal.
Where Coats ranks
Coats scores 58th nationally and 56th within North Carolina — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Coats ranks 13,245 for wildfire risk (1 is highest) and 11,010 by building count (1 is largest). Within North Carolina alone, it ranks 338 of 772 places by risk. See the full county-by-county picture for North Carolina on its state page.
Shopping for coverage in Coats
Coats's elevated wildfire rating (58th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Coats's 55.7% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Coats's figures come from
Every one of the two percentiles behind Coats's 13,245-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Coats's dominant indirect exposure actually means, with real examples from across the dataset.