Coats Bend, AL
Coats Bend, AL's wildfire risk, in USFS's own numbers
Coats Bend's 928 buildings earn a 80th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Coats Bend's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Coats Bend's building exposure, zone by zone
95.5% of Coats Bend's 928 buildings sit in USFS's Direct exposure zone, roughly 886 structures close enough to burnable vegetation for flame contact, not just embers — 4.5% fall in the Indirect, ember-only zone and 0% are Minimal.
Coats Bend against the rest of the country
Coats Bend scores 80th nationally and 76th within Alabama — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Coats Bend ranks 6,195 for wildfire risk (1 is highest) and 12,483 by building count (1 is largest). Within Alabama alone, it ranks 140 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Shopping for coverage in Coats Bend
Coats Bend's very high rating (80th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
Coats Bend's 95.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 928 counted buildings into the percentiles shown above for Coats Bend. For more on what direct exposure implies beyond Coats Bend, see the exposure-zones guide.