Coates, MN
How exposed is Coates to wildfire?
USFS's Wildfire Risk to Communities model puts Coates at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 135 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Coates's burn probability — fire likelihood with no building count factored in — sits at the 23rd percentile nationally.
Coates's building exposure, zone by zone
83% of Coates's 135 buildings sit in USFS's Minimal exposure zone, with only 17% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Coates against the rest of the country
There's little gap between Coates's 22nd national percentile and its 26th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Coates ranks 24,487 for wildfire risk (1 is highest) and 27,495 by building count (1 is largest). Within Minnesota alone, it ranks 677 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in Coates
At the 22nd national percentile, Coates rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Coates
Even with 83% of Coates outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Coates's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Coates, see the exposure-zones guide.