Coalville, IA
Coalville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Coalville at the 35th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 404 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coalville at the 34th percentile, close to its 35th-percentile risk score.
Coalville's building exposure, zone by zone
Indirect exposure is dominant in Coalville (53.2% of 404 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 46.8% sit in the Direct zone.
Coalville against the rest of the country
Compare Coalville's two percentiles: 50th within Iowa, only 35th nationally — a gap of 15 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Coalville ranks 20,480 for wildfire risk (1 is highest) and 19,136 by building count (1 is largest). Within Iowa alone, it ranks 510 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
Coalville and the insurance market
At the 35th national percentile, Coalville rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Coalville
With ember exposure the dominant pattern in Coalville (53.2% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Coalville's figures come from
Coalville's 35th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Coalville's dominant indirect exposure actually means, with real examples from across the dataset.