Coalton, OH
Coalton wildfire risk explained
Coalton sits at the 49th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 284 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Coalton at the 50th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS puts 61.6% of Coalton's 284 buildings in the Indirect exposure zone, versus 38.4% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Coalton compares
Within Ohio, Coalton ranks higher (98th percentile) than it does nationally (49th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Coalton ranks 16,239 for wildfire risk (1 is highest) and 22,073 by building count (1 is largest). Within Ohio alone, it ranks 33 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
Coalton's elevated wildfire rating (49th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because 61.6% of Coalton's buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
Coalton's 49th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what indirect exposure implies beyond Coalton, see the exposure-zones guide.