Coalton, IL
Coalton wildfire risk explained
USFS scores Coalton at the 5th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 243 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Coalton at the 5th percentile, close to its 5th-percentile risk score.
Coalton's building exposure, zone by zone
Only 37.5% of Coalton's 243 buildings carry Direct exposure and 0% carry Indirect; the remaining 62.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Coalton against the rest of the country
Within Illinois, Coalton ranks higher (27th percentile) than it does nationally (5th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Coalton ranks 30,028 for wildfire risk (1 is highest) and 23,355 by building count (1 is largest). Within Illinois alone, it ranks 1,052 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Coalton and the insurance market
Coalton's low rating (5th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Coalton
Even with 62.6% of Coalton outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Coalton's figures come from
Coalton's 5th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Coalton's dominant minimal exposure actually means, with real examples from across the dataset.